Types Of Finance

Simple, swift, secure finance.

At Short Term Finance, we offer a range of finance solutions tailored to meet diverse needs, whether for personal or business purposes. Our personal loans provide fast access to funds for covering unexpected expenses, medical bills, or urgent repairs. These loans are designed with flexible terms to fit your financial situation.

For businesses, we offer business loans that help manage cash flow, cover operational costs, or fund new ventures. These short-term solutions are ideal for entrepreneurs needing immediate capital without the delays of traditional financing.

We also provide bridging loans, perfect for those who require temporary funding while waiting for a larger financial arrangement to come through. Additionally, our invoice financing helps businesses unlock cash tied up in unpaid invoices, allowing them to maintain healthy cash flow.

Types Of Finance Short Term Lending with Short Term Finance Australia

First Mortgage

Your short-term finance partner.

First mortgage, a type of secured loan, allows borrowers to access significant funding by using property as collateral. At Short Term Finance, we specialise in providing short-term lending solutions, including first mortgages, to help individuals and businesses manage immediate financial needs.

Whether it’s to secure a new property, consolidate debt, or address urgent cash flow issues, our first mortgage loans offer flexible terms and quick approval. By streamlining the application process, we ensure fast access to funds, making it an ideal option for those seeking a reliable and efficient solution for their short-term financial challenges.

First Mortgage Short Term Finance, Property Developers, First Home Buyers

Second Mortgage

Short-term finance for long-term growth.

A second mortgage allows borrowers to access additional funds using the equity in their property, while the first mortgage remains in place. At Short Term Finance, we specialise in providing flexible and fast second mortgage solutions for those needing short-term financial support.

Whether it’s for home improvements, debt consolidation, or covering unexpected expenses, our second mortgage loans are designed to offer competitive rates and quick approval. With our streamlined lending process, clients can efficiently access the equity they’ve built in their property, ensuring they get the funds they need without the lengthy procedures of traditional lenders.

Second Mortgage Short Term Finance, Suburban Housing Australia

Short Term Business Loan

Unlock opportunities with quick finance.

A Short term business loan is designed to provide quick access to capital for businesses facing immediate financial needs. At Short Term Finance, we offer flexible lending solutions that allow businesses to manage cash flow, cover operational costs, or seize new growth opportunities without the lengthy processes of traditional financing.

Our short-term business loans are ideal for entrepreneurs seeking fast approval and competitive rates. Whether you’re looking to fund a project, purchase inventory, or handle unexpected expenses, our streamlined approach ensures you get the funds you need quickly, empowering your business to move forward with confidence.

Short Term Business Loan Lending, Finance Solutions For Your Business

Equipment Finance

When time is money, we’re your solution.

Equipment finance allows businesses to acquire the machinery or tools they need without large upfront costs. At Short Term Finance, we offer tailored equipment finance solutions that provide quick access to the funds necessary to purchase or lease essential equipment.

Whether you’re upgrading technology, expanding operations, or replacing old assets, our flexible lending options ensure your business remains competitive.

With a streamlined application process and fast approval, our equipment finance solutions help you manage cash flow while securing the tools needed for growth. Our goal is to provide businesses with efficient, short-term financing options to keep operations running smoothly.

Equipment Finance Short Term Lending for Construction Companies Australia

Construction Finance

Short-term finance made simple.

Construction finance is designed to provide quick and flexible funding for building projects, covering everything from initial groundwork to final completion. At Short Term Finance, we offer specialised construction finance solutions tailored to the needs of developers, contractors, and builders.

Our short-term lending options ensure that you can access capital efficiently, whether it’s for purchasing materials, hiring labour, or managing cash flow during a project. With a streamlined process and fast approvals, we help keep your construction projects on track without delays.

Our competitive rates and personalised service make us a reliable partner for managing your construction financing needs.

Construction Finance Short Term Lending by Short Term Finance

Debtor Finance

When you need cash, we’ve got your back.

Debtor finance, also known as invoice financing, allows businesses to unlock cash tied up in unpaid invoices, providing immediate access to working capital. At Short Term Finance, we specialise in debtor finance solutions, helping businesses manage their cash flow without waiting for clients to settle their accounts.

This type of short-term lending is ideal for businesses needing quick funds to cover operating expenses, invest in growth, or seize new opportunities. With a simple and efficient process, we offer fast access to the funds you need, ensuring your business can continue to operate smoothly and remain financially flexible despite outstanding invoices.

Debtor Finance Short Term - Get the cash you need today, Invoice Financing Services

ATO / Creditor Finance

Short-term solutions for instant peace of mind.

ATO / Creditor finance is designed to help businesses manage tax debts or settle outstanding payments to creditors by providing fast, short-term funding. At Short Term Finance, we offer tailored ATO and creditor finance solutions, ensuring businesses can meet their obligations without disrupting cash flow.

This type of lending allows businesses to clear debts, avoid penalties, and maintain strong relationships with suppliers or the Australian Taxation Office. With a streamlined approval process, quick access to funds, and flexible repayment terms, our ATO/creditor finance solutions provide the financial breathing room needed to keep your business running smoothly while managing outstanding liabilities.

ATO Creditor Finance Short Term Lending, Short Term Finance Solutions Australia
Maquarie
Westpac
Commonwealth Bank
Suncorp
BOQ
AMP
ANZ
Bankwest
HSBC
ING
Liberty Financial
Me
ST George
Virgin Money

The Sky’s The Limit!

with short term finance