Equipment Finance, Short Term Lending.

Equip your business for success with fast, flexible finance.

Equipment Finance is a specialised short-term lending solution that helps businesses acquire the essential machinery, tools, or technology they need without large upfront costs. Whether you’re expanding operations, upgrading outdated equipment, or starting a new project, equipment finance offers fast access to funds, allowing you to maintain cash flow while getting the equipment you need.

At Short Term Finance, we provide tailored equipment finance options with flexible terms and quick approvals, ensuring that your business can stay competitive and efficient. By spreading out the cost of equipment over time, our short-term lending solutions help you invest in your business’s growth without compromising your financial stability. We make acquiring equipment easy and accessible for businesses of all sizes.

Equipment Finance, Construction Company Lending, Short Term Loans

What Our Clients Say.

Equipment Finance Lending Solutions For People Just Like YOU.

Short-term finance to power up your equipment needs.

Equipment Finance Lending Solutions are designed to help businesses of all sizes acquire essential tools, machinery, or technology without the burden of large upfront costs. Whether you’re a small business owner looking to upgrade your equipment, or a larger company in need of specialised machinery, equipment finance provides the flexibility and funding you need to keep your operations running smoothly.

For many businesses, purchasing equipment outright can significantly strain cash flow, limiting the ability to invest in other areas like staffing, inventory, or marketing. Equipment finance solves this issue by allowing you to spread the cost of equipment over time, ensuring you have the tools you need without the immediate financial burden. This type of financing is especially useful for industries such as construction, manufacturing, healthcare, and hospitality, where having the latest equipment is essential for maintaining a competitive edge.

At Short Term Finance, we offer tailored Equipment Finance Solutions for people just like you, providing fast approvals and flexible terms to suit your specific needs. Whether you’re looking to purchase new machinery, replace outdated equipment, or lease tools for a project, our finance options are designed to keep your business running efficiently. Our team understands the importance of accessing the right equipment quickly, and we work closely with you to ensure the process is simple and hassle-free.

With competitive rates and personalised repayment plans, our equipment finance lending solutions allow you to maintain your working capital while investing in the tools that drive your business forward. By choosing Short Term Finance, you’re not only gaining access to funding but also partnering with a lender who is committed to supporting your business’s growth and success.

If you’re ready to take your business to the next level with the right equipment, our equipment finance solutions are here to help you make it happen—quickly and affordably.

FAQ About Equipment Finance.

Keep your business running with rapid equipment financing.

Our FAQ About Equipment Finance answers key questions on how businesses can finance essential tools, machinery, or technology. Learn about the approval process, loan terms, and how equipment finance helps manage cash flow while acquiring necessary equipment. Discover how quickly you can access funds to keep your business competitive.

Short-term equipment finance is a loan or lease arrangement that helps businesses quickly acquire the equipment they need, with a repayment period typically ranging from 6 to 24 months. It’s designed to provide immediate funding for equipment purchases without the long-term commitment of traditional financing.

You can finance a wide range of equipment, including machinery, vehicles, IT hardware, manufacturing tools, medical devices, and more. The type of equipment that can be financed depends on the lender’s criteria and your business’s needs.

In short-term equipment finance, you are either buying the equipment outright with the help of a loan or leasing it with an option to purchase at the end. Leasing typically involves paying for the use of the equipment over a set period without owning it, whereas short-term equipment finance gives you the flexibility to own the equipment sooner.

Interest rates for short-term equipment finance are generally higher than long-term finance because the loan is repaid over a shorter period. The rate can vary depending on the lender, the type of equipment being financed, and the business’s financial health.

Repayment terms for short-term equipment finance usually range from 6 to 24 months. The repayments are often structured in monthly instalments, and the terms may be flexible depending on the lender and your business’s cash flow.

It is possible to secure short-term equipment finance with bad credit, though the interest rates may be higher, and additional collateral may be required. Some lenders specialise in offering finance to businesses with less-than-perfect credit, but it’s essential to review the terms carefully.

Funds for short-term equipment finance are usually accessible within a few days to a couple of weeks, depending on the lender’s approval process and the documentation provided. This quick turnaround makes it ideal for businesses needing to acquire essential equipment immediately.

Maquarie
Westpac
Commonwealth Bank
Suncorp
BOQ
AMP
ANZ
Bankwest
HSBC
ING
Liberty Financial
Me
ST George
Virgin Money

The Sky’s The Limit!

with short term finance