Construction Finance, Short Term Lending.

Strong foundations start with flexible financing.

Construction Finance is a specialised short-term lending solution designed to provide quick and flexible funding for building projects. Whether you’re a contractor, developer, or builder, construction finance helps you cover essential costs such as materials, labour, and equipment throughout different stages of a project. At Short Term Finance, we understand the unique financial needs of the construction industry, where timing and cash flow are critical.

Our construction finance solutions are tailored to meet these demands, offering fast approvals and flexible repayment terms. Whether you need funds to kickstart a project or bridge the gap between payments, we provide reliable short-term lending options that keep your construction work on track and moving forward without delays.

Construction Finance Short Term, Short Term Lending for the construction industry Australia

What Our Clients Say.

Absolutely the best lending company I have dealt with to date. Everything was seamless and I have the equipment I need for my business.

Construction Finance Lending Solutions For People Just Like YOU.

Fuel your construction projects with the right funding.

Construction Finance Lending Solutions are designed to provide developers, builders, and contractors with the financial support needed to manage the costs of construction projects. Whether you’re building residential properties, commercial structures, or undertaking large-scale renovations, construction finance helps bridge the gap between project stages, ensuring that cash flow remains steady throughout the lifecycle of the project.

For many in the construction industry, managing expenses can be challenging. The costs of materials, labour, permits, and equipment often need to be paid upfront, while project payments may not be received until specific milestones are reached. This creates a cash flow gap, potentially leading to delays and interruptions. Construction Finance from Short Term Finance is designed to solve these issues by providing quick and flexible funding, ensuring that your project stays on track.

Our lending solutions cater to people just like you, offering tailored short-term financing to meet the unique needs of your construction business. Whether you need funds to purchase materials, hire additional staff, or cover unexpected expenses, we offer competitive rates, fast approvals, and repayment terms that align with your project’s timeline. This allows you to manage costs efficiently without the stress of waiting for payments to come through.

At Short Term Finance, we understand the urgency of construction timelines and the importance of having cash flow readily available. Our team works with you to ensure the funding process is smooth and hassle-free, allowing you to focus on completing your project successfully.

If you’re a contractor or builder needing reliable financial support to keep your projects moving, our construction finance solutions are designed to help you overcome cash flow challenges and ensure that your business continues to thrive. Let us help you complete your construction projects on time and within budget.

FAQ About Construction Finance.

Build bigger, build faster with smart construction finance.

Our FAQ About Construction Finance provides answers to common questions regarding funding for construction projects. Learn how this solution helps cover costs such as materials, labour, and equipment. We explain the application process, eligibility requirements, and how quickly you can access funds to keep your project on track.

Short-term construction finance is a loan specifically designed to provide funding for construction projects over a limited period, typically 6 to 24 months. It’s commonly used for funding the initial stages of a construction project until longer-term financing or sales revenue becomes available.

Short-term construction finance can be used to cover a variety of costs related to a construction project, including purchasing materials, paying contractors, covering permit and legal fees, and handling any other immediate expenses that arise during the early phases of construction.

Short-term construction finance is intended for immediate, temporary funding needs and typically has a higher interest rate with a shorter repayment period (6–24 months). Long-term financing is usually sought once the construction is complete or near completion and has lower interest rates with longer repayment terms.

Interest rates for short-term construction finance are generally higher than long-term loans because of the increased risk and shorter repayment terms. The specific rate will depend on factors such as the size of the loan, the borrower’s financial profile, and the specifics of the construction project.

Funds for short-term construction finance can typically be accessed within a few days to a few weeks, depending on the lender’s approval process and the documentation provided. This quick access to capital helps ensure that construction projects can begin or continue without delays.

Yes, most short-term construction finance loans require collateral, usually in the form of the property or land being developed. Some lenders may also accept additional assets as security depending on the loan amount and the borrower’s financial situation.

If your project is delayed and you cannot repay the loan within the agreed timeframe, you may be able to negotiate an extension or refinance the loan. However, failing to repay could result in penalties, higher interest rates, or even foreclosure on the property used as collateral, so it’s essential to plan for contingencies.

Maquarie
Westpac
Commonwealth Bank
Suncorp
BOQ
AMP
ANZ
Bankwest
HSBC
ING
Liberty Financial
Me
ST George
Virgin Money

The Sky’s The Limit!

with short term finance