Second Mortgage, Short Term Finance.

Unlock equity fast with a second mortgage solution.

A Second Mortgage allows you to borrow against the equity in your property, providing a valuable option for accessing funds without disturbing your existing mortgage. This type of loan is ideal for covering large expenses like home renovations, debt consolidation, or business investment. At Short Term Finance, we offer second mortgage solutions designed to provide fast access to capital with flexible repayment options.

Our streamlined process ensures quick approvals, allowing you to unlock the value in your property when you need it most. With competitive rates and personalised service, our second mortgage loans are an excellent way to manage significant financial needs while maintaining control over your existing mortgage commitments.

Second Mortgage Short Term Lending, Second Mortgage Private Lender

What Our Clients Say.

Absolutely the best lending company I have dealt with to date. Everything was seamless and I have the equipment I need for my business.

Second Mortgage Lending Solutions For People Just Like YOU.

Tap into your home’s value with fast, short-term finance.

A Second Mortgage is a powerful financial tool that allows you to borrow against the equity in your property, giving you access to substantial funds without affecting your existing first mortgage. Whether you’re looking to finance home renovations, consolidate high-interest debt, or invest in a business opportunity, a second mortgage provides the flexibility to meet your financial goals.

For many homeowners, equity is an untapped resource that can be used to manage large expenses or invest in new opportunities. A second mortgage allows you to unlock this equity without refinancing your original loan, meaning you can keep your current mortgage terms intact. This type of loan is secured by your property, which often results in lower interest rates than unsecured loans, making it a cost-effective option for accessing significant funds.

At Short Term Finance, we specialise in Second Mortgage Lending Solutions for people just like you. We understand that everyone’s financial situation is unique, so we offer personalised solutions tailored to your needs. Our second mortgage loans provide fast access to funds, flexible repayment options, and competitive rates, ensuring you get the best possible solution for your circumstances.

The application process is straightforward, and we pride ourselves on quick approvals, so you can access the money you need when it matters most. Whether you’re looking to finance a major life event, pay off high-interest debt, or improve your property, we work with you every step of the way to ensure a seamless experience.

Our second mortgage solutions offer the financial freedom to achieve your goals without disrupting your primary mortgage. If you’re a homeowner looking to unlock the value of your property and gain access to flexible, short-term funding, our second mortgage lending options are designed to help you succeed, no matter what financial challenges or opportunities come your way.

FAQ About Second Mortgage Finance.

Seize opportunities with a second mortgage and swift financing.

Our FAQ About Second Mortgage Finance answers key questions on how you can access additional funds using the equity in your property. Discover how second mortgages work, eligibility criteria, repayment options, and how quickly you can unlock this financing to cover large expenses like renovations or debt consolidation.

A second mortgage with short-term finance is a loan secured against your property, which sits behind the primary or first mortgage. It’s a short-term solution used to access additional funds, typically for urgent financial needs, while using your property’s equity as collateral.

A second mortgage short-term loan can be used for various purposes, such as funding renovations, consolidating debt, covering unexpected expenses, bridging finance between property purchases, or managing cash flow needs for your business.

A second mortgage is subordinate to the first mortgage, meaning the lender for the second mortgage is repaid after the first mortgage lender in the event of a default. This makes second mortgages riskier for lenders, often resulting in higher interest rates than those for first mortgages.

Interest rates for second mortgage short-term finance are generally higher than first mortgage rates because of the increased risk to the lender. Rates vary depending on the lender, the value of the property, and the borrower’s financial situation, but they are typically higher than standard long-term mortgages.

The repayment period for a second mortgage short-term loan typically ranges from 6 to 12 months. These loans are designed to be a temporary financial solution, so it’s important to have a clear plan for repaying the loan within this short period.

Yes, you can take out a second mortgage while having a first mortgage, provided you have sufficient equity in your property and meet the lender’s criteria. The lender will assess the value of your property, the outstanding balance on your first mortgage, and your ability to repay both loans.

Maquarie
Westpac
Commonwealth Bank
Suncorp
BOQ
AMP
ANZ
Bankwest
HSBC
ING
Liberty Financial
Me
ST George
Virgin Money

The Sky’s The Limit!

with short term finance