Terms Of Service
Last updated: 01/06/2024
Welcome to Short Term Finance. By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Service. These terms govern your use of our platform, including any financial services or products we offer. Please read these terms carefully before using our services. If you do not agree with these terms, please do not use our website or services.
1. Acceptance of Terms
By accessing or using our website, services, or submitting any personal information through our platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. These terms apply to all visitors, users, and others who access or use our services.
2. Services Provided
Short Term Finance provides a range of financial services, including access to short term finance and lending options. We act as an intermediary to connect you with lenders, financial institutions, or other third-party service providers. We do not guarantee loan approval or the availability of any particular financial product.
By using our services, you agree to provide accurate and complete information when applying for financial products, and you understand that we may share this information with lenders and financial institutions to process your application.
3. Eligibility
To use our services, you must meet the following eligibility requirements:
- You must be at least 18 years old.
- You must be legally capable of entering into binding contracts under applicable law.
- You must provide accurate, truthful, and complete information when applying for financial products.
- You must not use our services for any illegal or fraudulent activities.
4. Use of Our Website
When using our website and services, you agree to:
- Use the website for lawful purposes only.
- Not use the website to engage in any activity that may harm or disrupt the website, our services, or other users.
- Not attempt to gain unauthorized access to any portion of the website or its systems.
- Not use any automated tools, scripts, or bots to access or scrape data from our website.
We reserve the right to terminate or suspend your access to our website and services at any time if we believe you have violated these Terms of Service or engaged in any unlawful activities.
5. Loan Applications
By submitting an application for financial products or services through our website, you acknowledge and agree to the following:
- Accuracy of Information: You agree to provide accurate, complete, and up-to-date information in your loan application. Failure to do so may result in the rejection of your application.
- Third-Party Involvement: You understand that we may share your personal and financial information with lenders, financial institutions, or service providers to process your loan application.
- Approval and Availability: We do not guarantee that any loan application will be approved, nor do we guarantee the availability of specific financial products or services. Approval and loan terms are subject to the policies of the lenders or financial institutions you are matched with.
6. Interest Rates and Fees
Any interest rates, fees, or loan terms provided by lenders are determined by the individual lender or financial institution. We do not set or control these terms. Before accepting any loan offer, you should carefully review the loan agreement, including the interest rate, fees, repayment terms, and any other conditions provided by the lender.
7. Privacy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our website and services, you agree to the collection and use of your information in accordance with our Privacy Policy. Please review our Privacy Policy for more details.
8. Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Short Term Finance. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. You access and use third-party websites at your own risk, and we encourage you to review the terms and privacy policies of any third-party sites you visit.
9. Disclaimer of Warranties
Our services are provided on an “as-is” and “as-available” basis, without any warranties, express or implied. Short Term Finance makes no representations or warranties regarding the availability, accuracy, or reliability of the website or services. We do not guarantee that our services will be free from errors, interruptions, or security issues.
To the maximum extent permitted by law, Short Term Finance disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the fullest extent permitted by law, Short Term Finance, its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, revenue, data, or use, arising from your use of our website, services, or any financial products obtained through our platform.
In no event shall our total liability to you for any claim arising out of or relating to these Terms of Service exceed the amount you paid for our services (if any) or $100, whichever is greater.
11. Indemnification
You agree to indemnify, defend, and hold harmless Short Term Finance, its affiliates, officers, directors, employees, and agents from any and all claims, damages, liabilities, costs, and expenses (including legal fees) arising from your use of our website or services, your violation of these Terms of Service, or your violation of any law or the rights of a third party.
12. Termination
We may terminate or suspend your access to our website and services at any time, for any reason, including but not limited to a violation of these Terms of Service. Upon termination, you will no longer have access to our services, but the provisions of these Terms of Service regarding intellectual property, disclaimers, limitations of liability, and indemnification shall survive such termination.
13. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of Queensland / Australia, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located within Queensland to resolve any disputes arising from or relating to these terms.
14. Changes to These Terms
We reserve the right to update or modify these Terms of Service at any time. Any changes will be posted on this page, and your continued use of our website or services after the changes are made will constitute your acceptance of the revised terms. We encourage you to review these terms periodically for updates.
15. Contact Us
If you have any questions about these Terms of Service or our services, please contact us at:
Phone: 1300 768 862
Email: contact@shorttermfinance.au
Address:Address: 4c/144 Edward St, Brisbane City QLD 4000
By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms of Service. Thank you for choosing Short Term Finance for your financial needs.