Short-term Home Loans Australia

Short-term home loans provide a unique financing option for Australians seeking temporary funding solutions for residential properties. Whether it’s for bridging finance between property sales, quick renovations, or covering urgent expenses, short-term home loans offer a flexible alternative to traditional, long-term mortgage loans. Short Term Finance specialises in these loans, making it easier for Australians to secure their property-related goals with faster access to capital.

Unlike conventional home loans, short-term home loans typically span from six months to two years, making them ideal for projects with a definitive end date. For example, they’re particularly helpful for homeowners waiting on the sale of an existing property while purchasing a new one or for investors looking to renovate and quickly resell a property. Short Term Finance’s streamlined application process ensures that borrowers receive funds swiftly, often within days, allowing them to proceed with their plans without delay.

One major benefit of these loans is their flexibility. Borrowers often have the option to make early repayments without penalty, meaning they can pay off the loan as soon as their funding need is resolved, whether through a property sale or other financial means. While interest rates for short-term loans may be higher than those of traditional mortgages, the shorter loan term helps keep overall costs manageable. Short Term Finance also provides competitive rates, enabling borrowers to achieve their property objectives without excessive financial strain.

Additionally, short-term home loans from Short Term Finance require minimal documentation, reducing the hassle associated with securing traditional loans. This feature is particularly advantageous for self-employed individuals or those with unconventional income sources, as it allows them to access capital without the strict lending requirements that banks often impose.

What Our Clients Say.

Absolutely the best lending company I have dealt with to date. Everything was seamless and I have the equipment I need for my business.

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Westpac
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AMP
ANZ
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ING
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The Sky’s The Limit!

with short term finance